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We help Veterans become Homeowners.

You defended the American Dream. Now live it. See what your military service has earned you:


About VA Home Loan

A VA loan is a type of mortgage in the United States that is backed by the U.S. Department of Veterans Affairs (VA). These loans can be provided by approved lenders. The purpose of the VA loan is to facilitate long-term financing options for eligible veterans and their surviving spouses, as long as they have not remarried.

Our mission is to simplify the VA home loan experience, equipping you with the necessary tools and insights to navigate the process smoothly, starting with our VA Loan Qualifier.

We aim to help you understand the distinctions between various loan programs, enabling you to select the best option for your needs, whether you are purchasing your first home or looking to buy again.


The VA Loan Process

Here’s how our home VA loan process works:

Complete our simple VA loan qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

VA Loan Qualifier

 Fixed Rate Mortgage             
 Low Down Payments             
 Jumbo & Super Jumbo Loan
 Adjustable-Rate Mortgage 
 Terms of 15, 20, 25, and 30 years available for the fixed-rate mortgage products


Work with a local Team of Mortgage Experts.
Not a Faceless Mortgage Company.

Top Home Mortgage Group, a mortgage company stretching the boundaries. Whether you’re a first-time buyer or a seasoned homeowner, there are mortgage solutions available for you.

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Jumbo Loan Program

Get More Buying Power with A Jumbo Loan!      

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HomeReady First Program

Make Your Dream Home a Reality Today!

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VA Loan Program

Buy The Home You Deserve with VA Loans!    

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What Clients & Partners Say About Us?

5.00  - 70 reviews

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🗣️ "They really care." -  Sarah L., Wilmington 

“What impressed me most was how tailored the service was. They didn’t just treat me like a number—they understood my financial goals.”

🗣️ "Smooth, stress-free process!" -  Michael D., Charlotte

“I was nervous about refinancing my home, but the team walked me through every step. Clear communication, fast approval, and a great rate!”

🗣️ "Great support for first-time buyers!" - Huy Pham, Charlotte

“As a first-time homebuyer, I had tons of questions. The team answered them all patiently and helped me secure my dream home.”